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Yes, exactly. I am myself guilty of exactly that. My excuse (a really lame one): logging in to my credit card accounts is too much of a friction with 2FA and all that, and then sifting through statements is work. I don't want to do the work.

Of course, that's a pathetic excuse, and I tell myself that one of these days I will check my statements but that day never comes.

It's quite easy to be lazy in the moment and put this "work" off to tomorrow. As a result, days, weeks and months go by.

I now use privacy.com for most subscriptions and one-off trials etc. It at least notifies me via email every time there is a transaction.



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